How do I add an NMI gateway?

To connect your NMI account to Chargezoom and use it to receive payments, you will need your NMI Username and Password.


📋 What you'll need

  • NMI Username
  • Password

❔ How do I find my NMI Username and Password?

Log in to Chargezoom, then navigate to Integrations and select Merchant Gateway


Here, you will see a list of all gateways that you have connected. To add a new gateway, click the +Add New button.

Next, you will enter a "Friendly Name" which is any name that means something to you. For example, if you have multiple MIDs with the same gateway, you may want to label them GatewayVendor01, GatewayVendor02, etc. to keep them easily identifiable to your team. Then select NMI from the drop-down menu.

Next, you will enter your Username and Password for your account. Click here for details on how to find your Username and Password.

If your account allows you to accept multiple types of electronic payments, simply check the box next to the payment type. 

❔ What's the difference between an Electronic Check, eCheck, and ACH? The acronym ACH is short for Automated Clearing House, which is an electronic network for processing transactions between financial institutions such as banks. Most commonly the term "ACH" is used to indicate a transfer from a bank account via a checking or savings account, which acts similarly to the process of writing a paper check. The term has evolved to include multiple variations including "electronic check", "e-check", and "eCheck". In essence, all of these words have the same meaning but some businesses prefer to use one word or the other. Your merchant agreement may use any/all of these terms to confirm that you are able to accept electronic payments directly from a bank.

Finally, click the Add button and you're done!


How do I find my NMI Username and Password?

Log in to the NMI Merchant Gateway

Navigate to Options and then Gateway Options. Here, you will click on User Accounts

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Here, you will see a list of all of your NMI User Credentials. Chargezoom will connect to one user, of your choosing, to access the gateway. The username selected must have "Access API" permissions.

The password associated with the Username will also be required. If you do not know the password, you can click the Username to open the credentials and access or reset the password.

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⚠️ Be sure to store your credentials in a very safe place. Do not share it with anyone, as it is used to protect your transactions. 

Now that you have your User Credentials, you can log into Chargezoom and connect your account (step-by-step instructions).